中文翻译
大概不会,JP Morgan、$SOFI 和大银行游说太强了。 我只是把这项法案到底会做什么,讲给散户听,免得他们吃亏。 里面确实有一些好内容,比如用美国国债做 1:1 储备之类的(看看 Tether)。 但随后又塞进了银行想要的收益条款……然后政客就对散户继续疯狂洗脑,试图让他们相信这对行业有利。 可实际上,一旦这法案通过,你大概率再也拿不到储蓄的真实利率,而且很多流动性也会被抽干。
· 方法论
涉及标的: $SOFI
大概不会,JP Morgan、$SOFI 和大银行游说太强了。 我只是把这项法案到底会做什么,讲给散户听,免得他们吃亏。 里面确实有一些好内容,比如用美国国债做 1:1 储备之类的(看看 Tether)。 但随后又塞进了银行想要的收益条款……然后政客就对散户继续疯狂洗脑,试图让他们相信这对行业有利。 可实际上,一旦这法案通过,你大概率再也拿不到储蓄的真实利率,而且很多流动性也会被抽干。
Probably not, can't beat JP Morgan, $SOFI, and big bank lobbying. I'm just giving the unfortunate truth to retail investors about what the bill actually does. There's some good parts about 1:1 reserve with US treasuries, and such (looking at you Tether). But then they throw in clauses with yields that banks want... Then politicians just straight gaslight retail, trying to convince them it's positive for the industry. But in reality, once this is passed, you'll likely never get true interest rates on your savings and a lot of liquidity will be wiped out.