中文翻译
我同意这个观点。法案可能会达成某种妥协，通过美元化（贝森特正在推动的方向）来加速美国利益。但这不应只是制造另一个银行瓶颈，并禁止非银行竞争对手创建产品。问题在于，摩根大通($JPM)等机构告诉人们，如果想创建产品就“变成银行”，但这有害，因为： - 银行游说延迟加密公司成为银行 - 并非每家金融科技(Fintech)都有资本成为银行。 应促进美国创新，允许持有货币传输许可证(MTL)等受监管的公司创建金融产品。不应只是让恐龙般的银行将他人列入黑名单，然后指望改变。
· 供应链分析
批评银行垄断阻碍加密创新，呼吁允许持牌非银机构参与。
涉及标的： $JPM
英文原文
In agreement here. There’s likely some compromise where the bill accelerates American interest with dollarization (what bessent is pushing). While not just creating another bank chokepoint and banning any competitors from creating products if they’re not a bank. The issue is JPM and others are telling people “just become a bank” if you want to create products but this is harmful because discretely - banks are lobbying for delays on crypto companies becoming banks - not every fintech has the capital to become a bank. Should promote American innovation allowing regulated companies with MTLs and others to create financial products. Not just have dinosaur banks blacklist others from doing so and then expecting change